Welcome!

Thank you for visiting our website. Our goal is to help you better understand Long-Term Care (LTC) and Long-Term Care Insurance (LTCI) and how Long-Term Care Insurance can help you protect your hard-earned assets.

We have organized pertinent information and interactive tools that will help you understand not only Long-Term Care but also the potential financial ramifications of a Long-Term Care need. We invite you to take your time and explore this information at your leisure, and if you have any questions, please feel free to contact us.

State of Alabama Employees/Retirees,
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A Note from
LTC Solutions

The State of Alabama and ARSEA (Alabama Retired State Employees' Association) approved a discounted Long Term Care Insurance program to be offered to State of Alabama and local government employees and retirees. These programs are made available to members and their spouses.

Plans may cover Home Care, Assisted Living and Nursing Home Facilities. Benefits may be designed to accommodate your particular needs and budget. Simplified Issue Home Care Only Insurance only plans are now available, as well as Simplified Issue Facility Care covering both Assisted Living and Nursing Facilities.

For benefit and premium information please contact us toll free at 1-800-329-5844. We will be glad to mail you a packet including benefits and costs.